496+ step-by-step guides for popular schemes, documents, and government jobs
Complete how-to-apply guides for India's most-searched government schemes, documents, and jobs. Each guide includes eligibility, required documents, step-by-step process, fees, and FAQs. Updated with latest portals and rules for 2026.
Step-by-step guide to register for PM-KISAN and receive ₹6,000 annually in 3 installments of ₹2,000 each.
Read Guide →Apply for KCC at any bank to get crop loan up to ₹3 lakh at 4% interest (after subvention). Linked with PM-KISAN.
Read Guide →Open Jan Dhan account - zero balance, RuPay card, ₹2L insurance, ₹10K overdraft.
Read Guide →Open PPF account at bank/post office. 7.10% tax-free. Max ₹1.5L/year, 15-year tenure.
Read Guide →Open free demat + trading account online. e-KYC via Aadhaar, instant. For stocks, ETFs, mutual funds.
Read Guide →Setup UPI on any payment app. Link bank account, set 4-6 digit PIN, send/receive money instantly.
Read Guide →Free cloud storage for govt documents. Aadhaar e-Sign. 1GB free space.
Read Guide →Apply for home loan up to ₹2Cr from major banks. 8.5-9.5% interest, 30-year tenure, PMAY subsidy.
Read Guide →Check CIBIL score free at cibil.com. 300-900 score affects loan approval.
Read Guide →Open NPS account online via eNPS. Tier 1 retirement, Tier 2 flexible. ₹50K tax benefit 80CCD(1B).
Read Guide →Apply for credit card online. Compare HDFC, SBI, ICICI, Axis. Instant approval, paperless.
Read Guide →Apply for personal loan ₹50K-₹50L online. 10-24% interest, 1-7 years. Quick disbursement.
Read Guide →Mutual Fund SIP - ₹500/month minimum. Online setup via app/website. Long-term wealth building.
Read Guide →Apply for gold loan against jewellery. Quick disbursement, minimal documents. ₹10K-1Cr.
Read Guide →NPS Vatsalya - new pension scheme for children under 18. Long-term retirement wealth creation.
Read Guide →Mudra Shishu - loan up to ₹50,000 for new/small ventures. No collateral, low interest.
Read Guide →Mudra Kishore - loan ₹50K-₹5 lakh for growing micro businesses. No collateral.
Read Guide →Mudra Tarun - loan ₹5-10 lakh for established small businesses. No collateral required.
Read Guide →Deposit in SSY online via India Post IPPB app or bank net banking. Min ₹250, max ₹1.5L/year.
Read Guide →Open RD online from any bank. Save ₹100-25,000/month. 6-7% interest. 6 months to 10 years.
Read Guide →Open FD online from any bank. ₹1,000+ deposit, 7-8% interest. Senior citizens get 0.50% extra.
Read Guide →Renew KCC every 5 years at bank. Brings interest subvention 4% effective interest.
Read Guide →NPS Tier 1 partial withdrawal allowed for specific reasons. Up to 25% contributions, 3 times during tenure.
Read Guide →Apply for IPO online via discount broker apps using UPI. ASBA - amount only blocked.
Read Guide →Bharat BillPay - unified bill payment. 30+ categories. NPCI.
Read Guide →eMandate - auto-debit setup for EMIs/SIPs/premiums. UPI AutoPay easiest.
Read Guide →KVP - money doubles in 9.6 years. 7.5% interest. Post office. Min ₹1,000.
Read Guide →SCSS - 8.2% interest savings for 60+ seniors. Max ₹30L. Quarterly interest.
Read Guide →IPO Allotment Status - BSE / Registrar (Karvy/Link Intime). Free. Within 7 days. PAN/Application No.
Read Guide →Stand-Up India - ₹10L-1Cr loan for SC/ST/Women new ventures. Greenfield enterprises.
Read Guide →Sukanya 50% Withdrawal - at 18 for higher education. Tax-free. Account continues till 21 or marriage.
Read Guide →PPF Loan - 1% interest loan against PPF. Years 3-6. Up to 25% of balance.
Read Guide →PPF Partial Withdrawal - 50% available from Year 7. Annual withdrawal. Tax-free.
Read Guide →NPS Tier 2 - voluntary savings, no lock-in. Min ₹1,000 deposit. PRAN-linked.
Read Guide →Jeevan Pramaan - digital life certificate for pensioners. Aadhaar biometric. Free. From home.
Read Guide →LPG Subsidy Status - track ₹300 PMUY subsidy DBT credit per cylinder. Free at mylpg.in.
Read Guide →PPF Account - Open at post office or bank. ₹500-1.5L/year contribution. EEE tax-free.
Read Guide →SGB - government gold bonds. 2.5% interest + gold appreciation. Tax-free maturity (8 years).
Read Guide →Demat Account - online opening with broker. Free at many. Required for stocks/IPOs.
Read Guide →Mutual Fund Redemption - sell units online. T+1 to T+3 settlement. Tax considerations apply.
Read Guide →RD Account - ₹100/month minimum. Compound interest. 5-year typical. Tax saving option (5-year RD).
Read Guide →EPF Advance - online withdrawal for medical/marriage/education/home/COVID. UAN-based.
Read Guide →MIS - Monthly Income Scheme. 7.4% interest. Monthly payout. ₹9L single, ₹15L joint. Govt-backed.
Read Guide →NSC Encash - at 5-year maturity from post office. Auto-encashment OR manual. Bank credit.
Read Guide →KVP Encash - at maturity. Money doubles in 9 years 7 months. Post office.
Read Guide →EPF Transfer - online via UAN on job change. Same UAN continues. Form-13 to new employer. 7-15 days.
Read Guide →MF KYC Online - Aadhaar e-KYC. Free. Once-done, valid lifetime + all funds. Process via CAMS/Karvy.
Read Guide →Mahila Samman SC - women only. 7.5% interest. ₹2L max. 2-year tenure. Tax efficient.
Read Guide →GeM Vendor - register at gem.gov.in. Sell to govt depts + PSUs. ₹4 lakh crore market.
Read Guide →SCSS Extension - 3-year extension after 5-year maturity. 8.2% rate. At post office or bank.
Read Guide →GPF Withdrawal - central govt employees. Apply via AGCR portal. Multiple reasons. 7-30 days.
Read Guide →PM SVANidhi 3rd Loan - ₹50,000 after ₹10K + ₹20K repayment. Online. ₹1,200 cashback.
Read Guide →EPS-95 Pension Calc - formula (Pensionable Salary × Years)/70. Online calculator. Age 58 onwards.
Read Guide →Credit Score - 1 FREE per year per CIB (CIBIL/Experian/CRIF/Equifax). Aadhaar-based. Loans rely on it.
Read Guide →CIBIL Dispute - error in report. Online + free. 30-day resolution. Wrong loan, default, address.
Read Guide →NPS Partial Withdrawal - 25% own contribution. After 3 years. Specific reasons (medical, marriage, education, home).
Read Guide →Loan Against FD - 90% of FD. Lower interest (FD rate + 1-2%). No credit check. Same day.
Read Guide →PL Eligibility - online check. PAN + salary. ₹50K-50 lakh range. Multiple bank compare.
Read Guide →Credit Card - online apply. Free 1st year offers. Income > ₹3L. KYC + CIBIL 750+. 7-30 days.
Read Guide →Forex Card - multi-currency travel card. Better than cash + credit. ₹100-500 issuance. Quick online.
Read Guide →GPF Final Settlement - on retirement. Lump sum payout. Tax-free. Through PAO/AGCR. 30-90 days.
Read Guide →EPS Higher Pension - if salary > ₹15K and employer contributed actual. Joint option needed. SC ruling.
Read Guide →CPAO Pension - central govt retirees track. PPO + life certificate + DA increases. Free portal.
Read Guide →RFC Account - NRI returnee + foreign income. USD/EUR/GBP/JPY. Returning Indians. Bank.
Read Guide →EPS Family Pension - spouse lifetime + children to 25. ₹1K-7.5K monthly typical. Form 10D.
Read Guide →Ex-Servicemen Pension + ECHS - defence retirees. SPARSH portal. ECHS card. Free healthcare.
Read Guide →NRI Investment - NRE/NRO/FCNR accounts + MF + stocks + real estate. Repatriation friendly.
Read Guide →F&O Trading - activate in demat. SEBI margin. High risk-high return. Income proof required.
Read Guide →ELSS Mutual Fund - Section 80C tax. ₹1.5L deduction. 3-year lock-in. 12-15% historic returns.
Read Guide →EPF Passbook Online - UAN-based. Free. PF balance, contributions, transfers visible.
Read Guide →Udyam Registration - free MSME registration. Mandatory for MSME benefits (lending, GeM, subsidies).
Read Guide →Trademark registration - protect brand name/logo. ₹4,500 (individual/MSME) or ₹9,000. Long process.
Read Guide →Patent application - protect invention. ₹1,750 (individual/startup) to ₹44,000 (company). 4-6 years process.
Read Guide →FSSAI License - mandatory for food businesses. Basic ₹100 / State ₹2,000-5,000 / Central ₹7,500.
Read Guide →Retail Drug License - to operate pharmacy. Pharmacist mandatory. ₹3K-50K state-wise. 30-90 days.
Read Guide →Shop Act / Gumasta - mandatory commercial establishment registration. ₹100-2,000. 7-30 days.
Read Guide →ISO Certification - quality, environment, info security standards. ₹15K-1L. International recognition.
Read Guide →IEC Code - 10-digit import/export license from DGFT. ₹500. Mandatory for international trade.
Read Guide →Update Aadhaar card details online or at enrolment center. Address ₹50, biometric ₹100, demographic update process explained.
Read Guide →Apply for PAN card online via NSDL or UTIITSL. ₹107 for Indians, e-PAN free, physical PAN delivered in 15 days.
Read Guide →Apply for Voter ID (EPIC) online at NVSP via Form 6. Free for Indian citizens 18+. e-EPIC available for download.
Read Guide →Apply for Indian passport (36 pages ₹1,500 / 60 pages ₹2,000 / Tatkal extra ₹2,000). Booking, documents, process explained.
Read Guide →Link PAN with Aadhaar online (mandatory). Otherwise PAN becomes inoperative. ₹1,000 late fee applies post deadline.
Read Guide →Apply for Ration Card online via state portal. Get monthly free/subsidized ration grains under NFSA. PHH/AAY/APL categories.
Read Guide →Apply for Learner License (₹150) and Driving License (₹200-1,500) online at parivahan.gov.in. RTO appointment, tests, validity 20 years.
Read Guide →Apply for birth certificate online via Civil Registration System (CRS) India portal. Mandatory legal document.
Read Guide →Apply for death certificate online via CRS portal. Mandatory for insurance, property succession, legal closure.
Read Guide →Apply for marriage certificate online or at SDM office. Three Acts based on religion. Mandatory legal proof.
Read Guide →Apply for income certificate at Tehsildar office or state portal. Required for scholarships, fee waivers, EWS quota.
Read Guide →Apply for caste certificate (SC/ST/OBC) at Tehsildar or state portal. Required for reservation benefits.
Read Guide →Apply for domicile/residence certificate. Proves permanent state residence for state quota benefits.
Read Guide →Apply for UDID card online. Single ID for all disability benefits, schemes, reservation. Free, lifetime validity.
Read Guide →Apply for senior citizen card for rail/air concessions, tax benefits. Aged 60+.
Read Guide →Download e-Aadhaar PDF instantly from UIDAI. Legally valid as physical Aadhaar. Free.
Read Guide →Aadhaar Mobile Update - ₹50 at Aadhaar Seva Kendra. Biometric. Required for OTP/eKYC.
Read Guide →Get instant e-PAN free via Aadhaar OTP. 10 minutes, no documents, paperless.
Read Guide →Apply for PCC online via Passport Seva. For foreign visa, employment. ₹500, 7-15 days.
Read Guide →Apply for property mutation (Dakhil-Kharij). Updates owner name in records after purchase, inheritance.
Read Guide →EC Encumbrance Certificate - shows all property transactions. ₹15-300. Critical for sale/loan.
Read Guide →Transfer ration card to another state via ONORC or surrender + new application.
Read Guide →Register on eHRMS - online HR system for govt employees. Service records, leave, salary slips digital.
Read Guide →Voter ID Correction - Form 8 online. Name/DOB/address/photo. Free. 30-60 days.
Read Guide →Voter ID Transfer - Form 8 online. Free. New address voter list update. 30-60 days.
Read Guide →Passport Renewal - apply 1 year before expiry. ₹1,500-2,000. PSK visit. 15-30 days delivery.
Read Guide →DL Renewal - online via Parivahan. ₹200-500. Apply 1 year before expiry. 7-30 days.
Read Guide →Transfer vehicle RC after purchase. Form 29 (NOC), Form 30 (transfer). 30 days deadline. ₹500-1000.
Read Guide →Apply for HSRP online at bookmyhsrp.com. Mandatory tamper-proof number plate. ₹500-1500.
Read Guide →Get PUC certificate at any authorized center. ₹50-150 fee, instant, valid 6 months (12 for 4-wheeler).
Read Guide →Order durable Aadhaar PVC Card online at UIDAI for ₹50. Includes hologram, QR, security features.
Read Guide →UMANG App - 1,500+ govt services in one app. EPF, Aadhaar, NPS, ration, scholarship, RTI.
Read Guide →Buy FASTag online from banks/Paytm/Amazon. Mandatory at toll plazas. ₹400-500 (₹200 deposit + ₹100 fee).
Read Guide →Apply for EWS certificate for 10% reservation. Family income < ₹8L. State portal apply.
Read Guide →Download e-EPIC digital Voter ID PDF online. Legally valid same as physical EPIC card.
Read Guide →Correct PAN details online via NSDL. ₹110 (India). Name, DOB, photo, signature corrections.
Read Guide →Apply for new Aadhaar at any enrolment center. Free, biometric required. 60-90 days delivery.
Read Guide →Duplicate RC - lost/damaged. ₹400-700. Online via Parivahan. 7-30 days delivery.
Read Guide →Get duplicate DL online for lost/damaged. ₹200-500 fee. 7-15 days delivery.
Read Guide →Caste Validity Certificate verifies caste claim authenticity. Required for govt jobs, college admissions.
Read Guide →Search ration card details online at state PDS portal. Verify status, family list, Aadhaar linkage.
Read Guide →Apply for duplicate marksheet/certificate from board/university online. ₹200-2,000 fee. 30-90 days.
Read Guide →Recharge FASTag online via UPI/Apps/Net banking. ₹100 min, instant. Auto-debit option.
Read Guide →e-HRMS - Govt employee online dashboard. Service records, leave, salary, transfers, increment.
Read Guide →Copyright Registration - ₹500 books, ₹2,000 software/music, ₹40,000 cinematograph. Lifetime + 60y.
Read Guide →Business PAN - mandatory for companies, firms, LLPs, HUFs. ₹110 fee. NSDL/UTIITSL online.
Read Guide →Property Mutation - update land records online after sale, gift, inheritance. ₹100-2,000 state-wise.
Read Guide →Gift Deed - transfer property without consideration. Lower stamp duty for blood relatives (1-3%) vs others (5-7%).
Read Guide →Will Registration - voluntary but recommended. ₹100-500. Original safe in registry. Family disputes minimized.
Read Guide →Succession Certificate - court order for deceased's movable assets without Will. 6-12 months. Court fee 2-3%.
Read Guide →Tatkal Passport - 1-3 days delivery. ₹3,500-4,000 fee. Most cases eligible. Travel emergencies.
Read Guide →OCI Card - lifelong India visa for foreign citizens of Indian origin. ₹15,000+. Equivalent to PIO.
Read Guide →IDP - International Driving Permit for foreign driving. ₹1,000. 1-year validity. RTO online apply.
Read Guide →RJ SSO ID - single sign-on for 100+ Rajasthan govt services.
Read Guide →MahaOnline - 200+ Maharashtra govt services single portal.
Read Guide →eDistrict UP - 100+ UP govt services. Certificates, schemes.
Read Guide →PAN-Aadhaar Link - mandatory. ₹1,000 fee. PAN inoperative if not linked.
Read Guide →Track India Post Speed/Reg Post online with consignment number.
Read Guide →Income Certificate - online via state portals. ₹20-100. For schemes, EWS, scholarships.
Read Guide →Partition Deed - divide ancestral/joint family property. 1-3% stamp duty. Registered.
Read Guide →Power of Attorney - authorize someone for legal transactions. ₹500-3,000.
Read Guide →Sri Lanka ETA - $50 tourist visa for Indians. Online apply. 30-day stay.
Read Guide →Thailand Visa - eVisa ₹3,000-4,000 OR Visa on Arrival ₹5,000. 60-day or 15-day stay.
Read Guide →Karnataka Grama One - rural service centers for govt services. Single window.
Read Guide →e-HRMS Leave - apply CL/EL/HPL/ML online. Self-service. Approval workflow.
Read Guide →ONORC - ration card portable across India. Migrant workers buy at any FPS. Aadhaar authentication.
Read Guide →ROR Land Record - get RTC/7-12/Khasra Khatauni online. State-specific. ₹15-100. Free at most.
Read Guide →Property Tax - pay online via Municipal Corp portal. Annual. UPI/Net banking. Auto-receipt.
Read Guide →FCRA Annual Return - NGO foreign fund declaration. Form FC-4. By 31 Dec next FY. Free filing.
Read Guide →TN Patta Chitta - online land record. Chitta extract. ₹100. Critical for property transactions.
Read Guide →IEC Code - mandatory for import/export. ₹500. Lifetime valid. Aadhaar e-KYC. Online at dgft.gov.in.
Read Guide →FSSAI License - food business mandatory. Basic ₹100 (turnover < ₹12L), State, Central. FoSCoS portal.
Read Guide →Trademark Search + Apply - ₹4,500 (MSME) / ₹9,000 (others). 45 classes. 12-24 month registration.
Read Guide →Legal Heir Cert - establishes legal heirs. ₹50-500. State Tehsildar issues. 30-90 days.
Read Guide →Domicile Cert - state residence proof. State portals. ₹10-100. 15-30 days. State quota benefits.
Read Guide →OBC NCL Cert - non-creamy layer for central reservation. Family income < ₹8L. State Tehsildar. 30-60 days.
Read Guide →Income Cert Renewal - state portal online. ₹10-100. 1-year validity typically. Quick renewal.
Read Guide →Migration Cert - school/board change. CBSE/State portals. ₹100-500. 30-60 days. PDF download.
Read Guide →Fitness Cert - commercial vehicle annual/2-yearly. ₹200-700. RTO inspection. Mandatory.
Read Guide →eCourts Case Search - free online. District/HC/SC. Case Number, Party Name, Filing date.
Read Guide →SLSA Free Legal Aid - State Legal Services. Free lawyer + court fees. SC/ST/Women/Income criteria.
Read Guide →Patent Filing - ₹1,750 (MSME)/₹4,500 corporate. 2-4 year process. 20-year protection. Patent Office online.
Read Guide →Online Affidavit - state portal. e-stamp + notarized. ₹50-500. Same/next day. Multi-purpose.
Read Guide →Lok Adalat Apply - free dispute resolution. Civil, MV, BSNL, banking cases. NALSA. No appeals.
Read Guide →Marriage Cert - state portal/Marriage Officer. ₹100-500. 7-30 days. Aadhaar required. Multiple uses.
Read Guide →BPL→AAY Upgrade - poorest of poor. 35kg fixed/family. ₹3 rice / ₹2 wheat. State PDS application.
Read Guide →NJDG - National Judicial Data Grid. Free pan-India court search. State-wise pendency stats.
Read Guide →e-Stamp Paper - SHCIL online portal. ₹10-100,000+. All states. Court-admissible.
Read Guide →e-Passport - chip-embedded. ₹1,500 normal / ₹3,500 Tatkal. PSK appointment.
Read Guide →Vehicle Transfer - Parivahan online. Forms 29-30. ₹500-1,500. Insurance NCB transferable.
Read Guide →DLSA Free Lawyer - District-level legal aid. Eligible: SC/ST/Women/Income < ₹3L. Free.
Read Guide →Mutual Consent Divorce - Section 13B HMA. Both agree. ₹3K-15K + lawyer. 6-18 months. Family Court.
Read Guide →Apply for 100+ scholarships on NSP. Single portal for govt scholarships. Free.
Read Guide →Vidya Lakshmi - single portal for education loan from 40+ banks. Up to ₹20L (India), ₹40L (foreign).
Read Guide →Apply for JEE Mains - NTA exam for engineering admission to NITs/IIITs/CFTIs. Two attempts/year.
Read Guide →Apply for NEET UG - mandatory medical entrance for MBBS/BDS/AYUSH. NTA conducts annually.
Read Guide →Apply for CUET - Central Universities Entrance Test for UG admissions. Single test.
Read Guide →Create APAAR ID - one student ID for life. Free, links all academic records.
Read Guide →Check CBSE 10th/12th result online at results.cbse.nic.in. Roll number + school code + DOB.
Read Guide →Apply for GATE - PG entrance for engineering/science. Used by IITs, PSUs (BHEL, IOCL etc.) for jobs.
Read Guide →Apply for CAT - IIM MBA entrance test. 1 of toughest exams. ~3 lakh applicants.
Read Guide →INSPIRE Scholarship - ₹80,000/year for science students from top 1% of 12th board.
Read Guide →PM Vidyalaxmi - education loan for 860+ premium institutes. Collateral-free, interest subsidy.
Read Guide →JEE Advanced - IIT entrance for top 2.5 lakh JEE Mains qualifiers. Conducted by IITs.
Read Guide →CLAT - Law entrance for 24 NLUs. UG (5-year integrated) and PG (LLM) admissions.
Read Guide →INI-CET - PG entrance for 12 INI institutes (AIIMS, JIPMER, PGIMER). MBBS graduates apply.
Read Guide →FMGE - Foreign Medical Graduate Examination. Mandatory for foreign MBBS to practice in India.
Read Guide →ITI Admission - state portal. Class 8/10 entry. 6m-2y courses. Free govt seats. Skill training.
Read Guide →Apprenticeship Portal - ITI/Diploma/Engineering apprentice. ₹8,000-15,000/month.
Read Guide →Vidya Lakshmi - apply education loan from 38+ banks via single portal. Domestic ₹10L collateral-free.
Read Guide →EMRS - free residential school for ST students Class 6-12. 740+ schools planned. Free everything.
Read Guide →Pre-Matric SC/ST - ₹500-1,000/month + ₹1,000 book grant for Class 9-10 students.
Read Guide →Post-Matric SC/ST - tuition reimbursement + ₹230-1,200/month maintenance for Class 11+.
Read Guide →Top Class SC Scholarship - full scholarship for premier institutes (IIT/IIM/AIIMS/IIIT). Limited seats.
Read Guide →Ekal Vidyalaya - free single-teacher village school. Ekal Foundation. Tribal/rural focus.
Read Guide →NIELIT CCC - basic computer course. ₹500-1,500. Govt job requirement. 80 hours.
Read Guide →KV Admission - 1,250+ Kendriya Vidyalayas. CBSE. Free for Class 1 online application.
Read Guide →Vidya Lakshmi - education loan portal 38+ banks. Up to ₹15L domestic, ₹20L abroad. Single form.
Read Guide →PM POSHAN - FREE hot meal for govt school kids Class 1-8. Daily nutrition. Pan-India.
Read Guide →Samagra Shiksha - integrated school scheme. Free uniforms, books, transport, ICT, sports.
Read Guide →RTE 25% Reservation - free admission in private schools. EWS/DG kids Class 1. State portals.
Read Guide →Khelo India - ₹6.28 lakh/year for talented athletes. Coaching + education + equipment. 1,000 athletes selected.
Read Guide →NSS Volunteer - join National Service Scheme. 120 hours community service. Certificate value for govt jobs.
Read Guide →NYKS Volunteer - Nehru Yuva Kendra youth wing. Free. Community service + leadership.
Read Guide →NAPS - apprenticeship promotion. 25% stipend reimbursed (₹1,500 max). Companies + apprentices.
Read Guide →DDU-GKY - rural youth skill + placement. Free training + accommodation. 75% placement guarantee.
Read Guide →RSETI Training - FREE for rural women + youth. 7-90 day courses. Bank-linked credit support.
Read Guide →Skill India Mission - umbrella platform. PMKVY 4.0 + NAPS + JSS + RSETI. Free training. Pan-India.
Read Guide →JSS Skill - 233 centers. Adult non-literate + neo-literate. Free 1-3 month courses.
Read Guide →PMKK - 720+ centers. PMKVY 4.0. Free training. 250+ trades. Pan-India.
Read Guide →APAR ID - 12-digit student academic ID. Lifetime credentials. Aadhaar-based. Free.
Read Guide →Create ABHA Health ID free. 14-digit ID for digital health records, prescriptions, lab reports.
Read Guide →JSY - ₹1,400 rural / ₹1,000 urban cash benefit for institutional delivery. Free hospital delivery.
Read Guide →Niramaya - ₹1 lakh/year health insurance for autism, CP, mental retardation, multiple disabilities.
Read Guide →PM TB Mukt Bharat - ₹500/month nutritional support + free TB treatment. India aims TB-free by 2025.
Read Guide →Book COVID booster on CoWIN. Free at govt facilities. 18+ eligible after 6 months gap.
Read Guide →eSanjeevani - free telemedicine with govt doctors. 24/7 in many states.
Read Guide →PMJAY Claim - cashless ₹5L cover at empanelled hospitals.
Read Guide →Ayushman Vay Vandana - free ₹5L health insurance for all 70+ Indians. Universal regardless of income.
Read Guide →Elderline 14567 - 24/7 senior citizen helpline. Free. Counseling, abuse complaints, services info.
Read Guide →TB Notification at Ni-kshay - free treatment + ₹500/month support for patients.
Read Guide →Jan Aushadhi Locator - find PMBJP stores selling generic meds 50-90% cheaper. 12,000+ stores.
Read Guide →ECHS Card - lifetime health insurance for ex-servicemen + spouse. Cashless at empanelled hospitals.
Read Guide →Mission Indradhanush - FREE vaccinations 12 diseases. 0-2 years children + pregnant women.
Read Guide →e-Aushadhi - govt hospital drug supply chain portal. Hospitals manage. Patients can verify availability.
Read Guide →NPCDCS Screening - FREE diabetes, hypertension, cancer screening at govt facilities. 30+ years.
Read Guide →KIRAN 14416 - 24/7 free national mental health helpline. Trained counselors. Multilingual.
Read Guide →RBSK - FREE health screening 0-18 years. School-based + Anganwadi-based. Treatment + referrals free.
Read Guide →eRaktKosh - search blood banks, request blood, donate. 4,300+ banks. Real-time availability.
Read Guide →IFA Tablets FREE - Anemia Mukt Bharat. Pregnant, lactating, kids 6m-19y. Govt schools + Anganwadi.
Read Guide →National Deworming Day - FREE Albendazole tablet for kids 1-19 years. February + August. School-based.
Read Guide →Mission Parivar Vikas - FREE family planning. Contraceptives, sterilization, IUD. Govt facilities.
Read Guide →NPHCE - FREE healthcare for 60+ at PHC/CHC. Geriatric clinics. Free meds. Home-based care.
Read Guide →Get ₹2 lakh life insurance for ₹436/year via PMJJBY. Auto-debit from bank account. Aged 18-50 eligible.
Read Guide →Get ₹2 lakh accident insurance for just ₹20/year via PMSBY. Aged 18-70 eligible.
Read Guide →Activate UAN online for EPF services. Free, instant. Required for online withdrawal, balance check.
Read Guide →Update EPF KYC online (Aadhaar/PAN/Bank). Mandatory for withdrawal. Employer approves.
Read Guide →EPS withdrawal: Form 10C (lump sum, < 10 yrs service) OR Form 10D (monthly pension, 10+ yrs).
Read Guide →ESIC registration for employees ≤ ₹21K/month. Health insurance for self + family. 1.75% deduction.
Read Guide →Buy LIC policy online - term, endowment, ULIP, pension. Online discount 5-10%. Direct purchase saves agent commission.
Read Guide →Buy health insurance online - compare plans. ₹5L-1Cr cover. Cashless at 7000+ hospitals. Tax 80D benefit.
Read Guide →Buy term insurance online - ₹1 crore for just ₹500-1500/month. Pure protection, lowest cost.
Read Guide →Renew vehicle insurance online instantly. Compare insurers, save 30-50%. Comprehensive vs third-party.
Read Guide →Submit Jeevan Pramaan digital life certificate via Aadhaar biometric. Mandatory for pensioners annually.
Read Guide →Claim PMJJBY ₹2 lakh life insurance for nominee. ₹436/year premium, ₹2L cover.
Read Guide →Claim PMSBY ₹2 lakh for accidental death or permanent disability. ₹20/year premium.
Read Guide →Claim APY pension at age 60. ₹1,000-5,000/month based on contributions. Spouse + nominee covered.
Read Guide →File EPFO grievance online at EPFiGMS. Free, time-bound resolution. Critical for PF issues.
Read Guide →EPF Transfer - online via UAN. Free. After job change. Auto-merge possible.
Read Guide →UAN Activation - 12-digit ID for EPF management. Free online.
Read Guide →PMKMY - ₹3,000/month farmer pension at 60. ₹55-200/month contribution. Govt match.
Read Guide →PMFBY Claim - intimate within 7 days of crop loss. CCE assessment. DBT settlement.
Read Guide →PM-KMY Track - Kisan Pension at 60. ₹3,000/month. Auto with PM-KISAN. Online maandhan.in.
Read Guide →PMKMY Spouse Benefit - on subscriber death, spouse gets ₹1,500/month + return of contributions.
Read Guide →APY Exit - before age 60 only for terminal illness, death (nominee). Voluntary exit not normally allowed.
Read Guide →PMSBY Claim - accidental death ₹2L OR disability ₹1-2L. Within 30 days of accident. Bank where premium debited.
Read Guide →PMFBY Claim - crop loss insurance. Within 72 hours. Implementing agency assesses. Online portal.
Read Guide →Health Insurance Portability - switch insurer keeping benefits. 60-45 days notice. IRDAI-mandated. Free.
Read Guide →LIC Revival - lapsed policy revive. 5-year window. Late fee + health declaration. Online available.
Read Guide →LIC Online Pay - portal/app. UPI/NB/Card. Auto-debit option. Free. Receipt instant.
Read Guide →Cashless Hospitalization - empanelled hospital. Show card + Aadhaar. Pre-auth. No bill at discharge.
Read Guide →Term Insurance Compare - online aggregators. ₹1Cr+ for ₹500-1,500/month. Free.
Read Guide →Travel Insurance - international/domestic. ₹200-5,000. Medical + lost luggage + flight delays.
Read Guide →Motor Insurance Claim - accident/theft/3rd party. Cashless garages. Within 24-72 hours. Online filing.
Read Guide →LIC Duplicate Policy - lost/damaged. ₹250-500 stamp + indemnity. Online + branch. 30-60 days.
Read Guide →UPSC CSE - Apply for IAS, IPS, IFS, IRS through India's most prestigious exam.
Read Guide →SSC CHSL 2026 - 12th pass exam for LDC, JSA, Postal Asst, DEO posts. ~5000+ vacancies.
Read Guide →IBPS PO 2026 - PO recruitment for 11 PSU banks. Graduate eligibility.
Read Guide →SBI PO 2026 - Apply for Probationary Officer in India's largest bank.
Read Guide →Apply for Army Agniveer - 4-year tenure scheme. CEE + Physical fitness test.
Read Guide →RRB NTPC - Railway Non-Technical Popular Categories. Graduate posts in Indian Railways.
Read Guide →RRB Group D - 10th pass railway jobs. Track Maintainer, Helper, Pointsman. Pay Level 1.
Read Guide →Apply for Air Force Agniveer Vayu. 12th PCM. Online CBT + Adaptability Test + Medical.
Read Guide →Apply for Indian Navy Agniveer SSR (12th) or MR (10th). Online + PFT + Medical.
Read Guide →Apply for CRPF Constable. 10th pass, age 18-23. CBT + PET + PST + Medical.
Read Guide →IBPS Clerk 2026 - Clerk recruitment for 11 PSU banks. Graduate eligibility.
Read Guide →LIC AAO 2026 - Officer recruitment in LIC. Graduate eligibility, age 21-30.
Read Guide →SSC MTS - 10th pass jobs in Central Govt offices. ~10,000+ vacancies annually.
Read Guide →RBI Grade B - Most prestigious banking job in India. Officer cadre, pay Level 11.
Read Guide →NABARD Grade A - Officer in National Bank for Agriculture & Rural Development. Pay Level 10.
Read Guide →BSF Constable - Border Security Force. 10th pass, age 18-23. Border posting.
Read Guide →CISF Constable - Central Industrial Security Force. 10th pass, age 18-23. Airport/industry posting.
Read Guide →NDA Exam - direct entry to Army/Navy/Air Force after 12th. UPSC conducts twice yearly.
Read Guide →CDS Exam - Officer entry to Army/Navy/Air Force after graduation. UPSC conducts twice yearly.
Read Guide →SSC GD - GD Constable for BSF, CRPF, CISF, ITBP, SSB, NIA, SSF, Assam Rifles. ~50,000+ vacancies.
Read Guide →SSC JE - Junior Engineer in govt depts. Diploma/Degree in Civil/Electrical/Mechanical.
Read Guide →IBPS RRB - Officer Scale I/II/III + Assistant for Regional Rural Banks. State-wise allocation.
Read Guide →LIC Assistant - clerical role in LIC India. Pay ₹14,500-32,000 + benefits. Life-changing for many.
Read Guide →RBI Assistant - clerical role at Reserve Bank of India. Pay ₹47,800+. Three-stage exam.
Read Guide →IBPS SO - Specialist Officer (IT/Agri/HR/Marketing/Law/Rajbhasha) in PSU banks. ₹36,000-63,800.
Read Guide →RRB ALP - Assistant Loco Pilot. ITI/Diploma after 10th. Indian Railways prestigious post.
Read Guide →RPF Constable - Railway Protection Force. 10th pass, age 18-25. Pay Level 3 ₹21,700+.
Read Guide →MPSC State Services - Deputy Collector, DSP, State Tax Officer in Maharashtra. UPSC-equivalent state.
Read Guide →RSMSSB - Rajasthan state govt recruitment for Patwari, LDC, JE, Police etc. Hindi/Rajasthani advantage.
Read Guide →Agniveer Vayu - 4-year Indian Air Force tenure. 12th pass, age 17.5-21.
Read Guide →DGR - employment opportunities for veterans. Govt + PSU + corporate. Lifetime registration.
Read Guide →GDS - Gramin Dak Sevak. 10th pass. ₹10,000-25,000/month. Pan-India, ~50,000 vacancies/year.
Read Guide →PM Vishwakarma - benefits for 18 traditional crafts. ₹15K toolkit, training, ₹3 lakh loan at 5%.
Read Guide →PM SVANidhi - micro-credit for street vendors. ₹10K → ₹20K → ₹50K at 7%. ₹1,200/yr cashback.
Read Guide →Apply for free LPG connection under PM Ujjwala 2.0 for BPL women. ₹1,600 saved + free first refill.
Read Guide →PMEGP loan up to ₹50L (mfg) / ₹20L (services) with 15-35% subsidy. New ventures.
Read Guide →Stand Up India - ₹10L to ₹1 crore for SC/ST/Women setting up new enterprises.
Read Guide →PMKVY 4.0 - Free skill training in 200+ trades. NSDC certificate, placement support, monetary reward.
Read Guide →SCSS - 8.2% guaranteed for seniors 60+. Max ₹30 lakh, 5-year tenure.
Read Guide →Apply for PMMVY ₹5,000 maternity benefit for pregnant/lactating women on first child.
Read Guide →PMFBY crop insurance - 2% Kharif premium covers all crop loss from natural causes.
Read Guide →PMAY-G rural housing - ₹1.20-1.30 lakh assistance for pucca house construction. SECC 2011 list.
Read Guide →BBBP - Comprehensive girl child welfare. Combines SSY savings + state schemes + scholarships.
Read Guide →Apply for MGNREGA Job Card - guarantees 100 days unskilled labour at minimum wage. Free.
Read Guide →Open PMBJP Kendra - sell generic medicines. ₹5L govt incentive, 20% margin.
Read Guide →PMVVY - LIC pension for seniors 60+. 7.4% guaranteed 10 years. Max ₹15L per senior.
Read Guide →PM Surya Ghar - rooftop solar with up to ₹78,000 subsidy. Save 100% electricity bill.
Read Guide →State Yuva Udyami schemes - loan up to ₹25L for youth entrepreneurs. UP/MP/MH have own versions.
Read Guide →PM-KISAN portal - check status, payment history, e-KYC. ₹6,000/year DBT for landholding farmers.
Read Guide →PM-KMY - ₹3,000/month pension at age 60 for small farmers. Premium ₹55-200/month based on entry age.
Read Guide →PMMVY 2.0 - ₹6,000 lump sum for second girl child birth. Encourage girl child welfare.
Read Guide →PM-YUVA - young authors program. ₹50K/month stipend + book publishing for selected writers under 30.
Read Guide →iGOT Karmayogi - free skill development for govt employees. Online courses, certifications.
Read Guide →PM SHRI Schools - 14,500 model schools showcasing NEP 2020. Free admission to government schools.
Read Guide →SVAMITVA - drone survey of villages for free Property Card. Rural land ownership documentation.
Read Guide →Track PMEGP application status online. Free, instant. Use ARN to check stages.
Read Guide →Track PMKVY skill training status + certificate online. Free verification at official portal.
Read Guide →Check PM-KISAN ₹6,000/year status, installment, eKYC online. Free. Aadhaar/mobile-based.
Read Guide →NALSA Free Legal Aid - free lawyer + court fees waiver for eligible categories. Constitutional right.
Read Guide →RTI online - central govt info. ₹10. 30-day reply mandatory by law.
Read Guide →Consumer Complaint - NCH 1915 helpline OR online. Free. 30-day resolution typical.
Read Guide →SHG via DAY-NRLM - 10-20 women group. Savings + bank loans up to ₹3L. Women empowerment.
Read Guide →PM-FME - 35% subsidy up to ₹10L for micro food enterprises. One District One Product (ODOP).
Read Guide →KVIC Schemes - PMEGP, ISEC, MGIRI for khadi/village industries. Up to 35% subsidy.
Read Guide →e-NAM - online agri commodity trading. 1,300+ mandis pan-India. Better prices for farmers.
Read Guide →Soil Health Card - free soil testing every 3 years. Optimal fertilizer + crop recommendations.
Read Guide →PMKSY-PDMC - 55-90% subsidy on drip/sprinkler irrigation. Up to ₹1 lakh per hectare.
Read Guide →PM-AASHA - guaranteed MSP for farmers via PSS/PDPS. Direct procurement at MSP.
Read Guide →PM Surya Ghar Tracking - track rooftop solar subsidy. Up to ₹78K. Free electricity 300 units.
Read Guide →PM-KUSUM - 60-90% subsidy on solar agri pumps. Components A/B/C for different farm needs.
Read Guide →Saubhagya - free electricity to un-electrified households. SECC + non-SECC eligible.
Read Guide →PMUY Refill - ₹300/cylinder subsidy for SECC families. 12 cylinders/year. Aadhaar-bank linked.
Read Guide →POCSO Complaint - report child sexual abuse. Police FIR or 1098. Child Welfare Committee. Free legal aid.
Read Guide →One Stop Center - integrated 24/7 support for women victims of violence. 700+ centers. Free.
Read Guide →Mahila Helpline 181 - 24/7 free women distress helpline. Pan-India.
Read Guide →RVY - free aids/assistive devices for BPL elderly 60+. Wheelchairs, hearing aids, dentures, glasses.
Read Guide →TRIFED Tribal Mart - sell handicrafts online + 100+ stores. Premium pricing for tribal artisans.
Read Guide →eCourts - search case status free. CNR / Party / Advocate / FIR-based. Pan-India.
Read Guide →Lok Adalat - free speedy alternate court. Settlement awards final. Compoundable cases ideal.
Read Guide →Vayoshreshtha Puraskar - national award for outstanding seniors. 13 categories. Annual.
Read Guide →DESW Grievance - veteran issues (pension, ECHS, employment). Time-bound resolution.
Read Guide →KVK - 700+ farmer service centers. Free training, soil testing, demos, advisory.
Read Guide →AMRUT - urban infrastructure (water, sewage, parks, transport) in 500+ cities.
Read Guide →PMKSY-HKKP - water source development (well, pond, canal) for farmers. Subsidies + grants.
Read Guide →FPO Formation - 100+ farmers cooperative for collective marketing. ₹15L grant under 10K FPOs scheme.
Read Guide →AGMARKNET - daily mandi prices for 3,000+ mandis, 200+ commodities. Free price discovery.
Read Guide →PMAY-G - ₹1.20-1.30 lakh house construction for rural homeless/kachha house. SECC-eligible.
Read Guide →NAPS Reimbursement - 25% apprentice stipend reimbursed by govt. Up to ₹1,500/month/apprentice.
Read Guide →RTI First Appeal - free escalation if info denied. Within 30 days. Higher authority reviews.
Read Guide →PMUY 2.0 New Connection - FREE LPG (deposit + stove + first cylinder). For BPL/SC/ST/migrants.
Read Guide →Mahila Shakti Kendra - women empowerment center. Free skills, legal aid, scheme info, counseling.
Read Guide →Padma Awards Nomination - self/community nominate annually. Online. Top civilian recognition.
Read Guide →AIM - Atal Innovation Mission. ATLs (schools), AICs (incubators), startup grants up to ₹10Cr.
Read Guide →SAGY Adoption - village adopted by MP for holistic development. Free. MP-driven priority.
Read Guide →e-Shram Card - FREE for unorganized workers. ₹2L accident cover. Future scheme eligibility.
Read Guide →PMGSY Track - rural road project status. Online OMMS portal. Free.
Read Guide →Atal Bhujal - groundwater conservation. 7 states. Community water management. Funded.
Read Guide →Ujjwala 2nd Cylinder - for 7+ member families. Apply at distributor. Free additional connection.
Read Guide →e-Shram Aadhaar Link - bank seeded for benefits. Insurance + future scheme priority.
Read Guide →e-Shram Aadhaar Bank Link - ₹2L insurance active. Future schemes priority. Free.
Read Guide →PM-KISAN Track - ₹6,000/year (3 installments ₹2,000 each). Aadhaar e-KYC mandatory. Status online.
Read Guide →UP Kanya Sumangala - ₹25,000 total in 6 stages for girl child birth to graduation in UP.
Read Guide →UP pensions for elderly (60+), widows, and disabled. ₹500-1000/month. Apply at sspy-up.gov.in.
Read Guide →Check UP land records (Khatauni/Khasra) online at upbhulekh.gov.in. Free, instant.
Read Guide →UP Berojgari Bhatta - ₹1000-1500/month for unemployed graduates. Apply at sewayojan.up.nic.in.
Read Guide →UP Shadi Anudan - ₹51,000 grant for daughter's marriage in SC/ST/OBC/General poor families.
Read Guide →MJPJAY - Maharashtra free health insurance ₹5 lakh per family for 1356 surgeries/treatments.
Read Guide →Register on MahaSwayam for Maharashtra government employment + skill training opportunities.
Read Guide →MahaDBT - Maharashtra single platform for SC/ST/OBC/Minority scholarships and welfare schemes.
Read Guide →WB Lakshmir Bhandar - ₹1000-1200/month to women heads of household. Direct DBT.
Read Guide →WB Kanyashree Prakalpa - ₹1000/year + ₹25,000 lump sum for unmarried girls in school/college.
Read Guide →TN Amma Two Wheeler Scheme - 50% subsidy (max ₹25,000) on two-wheeler for working women.
Read Guide →KA Gruha Lakshmi - ₹2000/month to women heads of family in Karnataka. DBT.
Read Guide →KA Yuvanidhi - ₹3000/month (graduates) or ₹1500/month (diploma) unemployment allowance.
Read Guide →KA Shakti Scheme - 100% free bus travel for women in state government buses (KSRTC/BMTC).
Read Guide →Delhi Doorstep Delivery - 100+ govt services delivered to home. ₹50 fee, executive comes.
Read Guide →RJ Chiranjeevi - ₹25 lakh/year health insurance. ₹850/year premium (free for many). Cashless.
Read Guide →MP Ladli Bahna - ₹1250/month to married women in MP. Direct DBT.
Read Guide →Punjab Ashirwad/Shagun - ₹51,000 marriage grant for SC/BC/EWS daughters in Punjab.
Read Guide →Saral Haryana - single portal for 600+ Haryana govt services. Free, online.
Read Guide →Bihar Kanya Utthan - ₹50,000 over stages for girl from birth to graduation.
Read Guide →TS Rythu Bandhu - ₹5,000/acre per season (₹10K/year) investment support for farmers.
Read Guide →AP YSR Cheyutha - ₹75,000 over 4 years to women 45-60 from SC/ST/BC/Minority families.
Read Guide →Kerala Karunya Health Insurance - ₹5 lakh per family. Covers BPL + APL families.
Read Guide →GJ Vahli Dikri - ₹1.10 lakh for daughter at birth (₹4K), Class 1 (₹6K), 18+ (₹1L).
Read Guide →HR Vivah Shagun - ₹71,000 marriage grant for SC/BC/EWS daughters. Apply via Saral Haryana.
Read Guide →HR Old Age Pension - ₹3,000/month for seniors 60+ in Haryana. Highest in India.
Read Guide →Bihar Medhavi - ₹10K-15K for top scorers in Class 10 and 12 from Bihar.
Read Guide →JH Maiya Samman - ₹2,500/month to women 18-50 in Jharkhand. ₹30K/year.
Read Guide →CG Mahatari Vandana - ₹1,000/month to married women in Chhattisgarh.
Read Guide →Odisha KALIA - ₹4,000 per season financial assistance + interest-free crop loans for farmers.
Read Guide →Orunodoi - ₹1,250/month (₹15K/year) for women in Assam. Universal coverage. 25 lakh beneficiaries.
Read Guide →HP HIMCARE - ₹5 lakh/year health insurance per family. ₹365/year premium. Cashless.
Read Guide →TS Aasara Pension - ₹2,016/month. Old age 57+, widow, disabled, single woman. Universal Telangana.
Read Guide →TS Kalyana Lakshmi - ₹1,00,116 marriage grant for SC/ST/BC/Minority/EBC girls.
Read Guide →AP Amma Vodi - ₹15,000/year per child for mothers ensuring children attend school Class 1-12.
Read Guide →AP YSR Pension Kanuka - ₹3,000-15,000/month for various beneficiaries. Highest in some categories.
Read Guide →KL Aishwarya - financial support for Kudumbashree women entrepreneurs in Kerala.
Read Guide →JH Savitribai Phule - ₹2,500-20,000 incentive for girls Class 8 to graduation. Family income < ₹72K.
Read Guide →TN Pudhumai Penn - ₹1,000/month for girls in UG/PG/Diploma. Continues till graduation.
Read Guide →WB Yuvashree - skill training + ₹1,500/month stipend. 18-45 unemployed graduates.
Read Guide →MP Vimarsh Portal - one-stop education benefits for MP govt school students. Scholarships, books, uniforms.
Read Guide →RJ IGSY - free smartphone + 3 years internet for women. 1.4 crore beneficiaries.
Read Guide →MP Laadli Laxmi - ₹1.18 lakh over girl child's lifetime. Pioneering girl welfare scheme.
Read Guide →MH CMYKPY - ₹6,000-10,000/month for 6-month skill internship. Unemployed youth 18-35.
Read Guide →GJ MYSY - 50% tuition fee scholarship. OBC/EWS family income < ₹6L.
Read Guide →Punjab Aata Dal - ₹2/kg wheat + ₹20/kg dal for BPL via PDS.
Read Guide →MH Shiv Bhojan - ₹10 hot meal at govt canteens. 5,000+ centers across MH.
Read Guide →TN Amma Canteen - ₹3-5 meals at govt canteens. 600+ centers. Pioneer scheme.
Read Guide →Kerala LIFE Mission - free housing scheme for landless homeless. Universal coverage in Kerala.
Read Guide →UK Vatsalya - ₹3,000/month for orphans of COVID-affected families. Education + monthly support.
Read Guide →Goa Griha Aadhar - ₹1,500/month for housewives. ₹18,000/year. Universal Goa.
Read Guide →Sikkim Organic - subsidy + certification for organic farming. India's first 100% organic state.
Read Guide →J&K Saral Sahaayi - financial aid for poor families. Multiple categories, DBT-based.
Read Guide →Tripura Anganwadi - ICDS services. Free meals, immunization, pre-school 0-6 years.
Read Guide →Mizoram PDS - ₹3/kg rice, ₹13.50/kg sugar for BPL/AAY families.
Read Guide →Meghalaya CMIES - merit scholarship for top scorers in Class 10 & 12.
Read Guide →AR Pensions - ₹1,000-2,500/month for elderly, widow, disabled in Arunachal.
Read Guide →Manipur Loktak Phumshong - fishermen welfare scheme for Loktak Lake. Equipment + insurance + livelihood.
Read Guide →Track Punjab Aata Dal monthly allocation per family. FPS-wise distribution status.
Read Guide →Ladakh PRC - mandatory for jobs, schemes, education benefits in Ladakh UT.
Read Guide →PDP Girls Marriage - ₹50,000 grant for SC/ST/MBC/poor daughter marriage in Puducherry.
Read Guide →KA Yashasvini - ₹2 lakh health cover for cooperative members. ₹500/year (₹250 SC/ST).
Read Guide →GJ Aatmanirbhar - ₹1L subsidized loan for self-employed at 0% interest. State guarantee.
Read Guide →MP Ladli Bahna - ₹1,250/month for women 21-60 in MP. Universal women empowerment.
Read Guide →Ekal Mahila Pension - state schemes for single women (widow, divorced, abandoned). ₹1,000-2,500/month.
Read Guide →TN Doorstep Healthcare - free home visits for elderly + chronic patients. Auto-screening + medicines.
Read Guide →KA Anna Bhagya - 5kg rice/person FREE for BPL. Plus DBT ₹170/person if rice unavailable.
Read Guide →MH Soyabean - state-procured at MSP via Aadhaar. ₹4,892/quintal. Direct DBT to farmer.
Read Guide →MKSY Stage 2 - ₹2,000 at Class 1 admission. Continuation from birth registration.
Read Guide →CG Mahatari Vandan - ₹1,000/month for married/widow/divorced women 21+. Universal CG coverage.
Read Guide →MH Lek Ladki - ₹1,01,000 in stages for girl child birth, school, college milestones.
Read Guide →MH Annapurna - 3 FREE LPG cylinders/year for Yellow/Orange ration families. Apart from PMUY.
Read Guide →RJ Indira Gandhi Cylinder - ₹500/cylinder for BPL/PMUY in Rajasthan. State + Central combined.
Read Guide →KA Bhagyalakshmi - bond ₹35K-42K for girl child. ₹1L on 18th birthday. BPL families.
Read Guide →AP YSR Aarogyasri - ₹25 lakh health cover for poor AP families. Cashless empanelled hospitals.
Read Guide →OD BSKY - ₹5L (men) / ₹10L (women) free health cover. Universal Odisha BPL + APL low income.
Read Guide →JH CM Sukanya - ₹40,000 in 6 stages for girls. BPL families. Birth to 18 covered.
Read Guide →HP HIMUDA - subsidized govt housing in Himachal. EWS/LIG/MIG flats + plots.
Read Guide →JH Marang Gomke - up to ₹50 lakh for ST students foreign higher education. Game-changer.
Read Guide →UP Yuva Swarojgar - ₹25L loan + 25% subsidy for entrepreneurs 18-40. Manufacturing/Service.
Read Guide →MP Yuva Annadoot - ₹2L+ loan with 30% subsidy for transporting PDS rations. Youth contractors.
Read Guide →NL Industrial Subsidy - up to 30% capital subsidy + tax benefits for new units. NE region special status.
Read Guide →AAY Card - 35kg/family/month food grains. ₹3/kg rice, ₹2/kg wheat. Poorest of poor.
Read Guide →Kerala Vidyadhanam - ₹500-2,500/month for poor students Class 11-PG. Online state portal.
Read Guide →Punjab Ashirwad - ₹51,000 for daughter marriage. SC/BC/Christian/EWS families. Online state portal.
Read Guide →Bihar Jeevika - women SHG. Loans, training, livelihood. 10+ lakh SHGs. Pan-Bihar.
Read Guide →Haryana Solar Pump - 75% subsidy under PM-KUSUM. 3-10 HP. ₹50K-2L per pump. Saves electricity.
Read Guide →KA Sandhya Suraksha - ₹1,200/month for 65+ seniors. Universal Karnataka. Income-based.
Read Guide →Sikkim CM RHM - rural housing. ₹5-7 lakh subsidy. PMAY-Gramin combined. State-funded extra.
Read Guide →Punjab Mata Tripta - ₹1,500/month for elderly women 60+. State-specific. DBT.
Read Guide →Arunachal CMVI - child welfare. Education + healthcare for orphans + vulnerable kids. State-funded.
Read Guide →Goa Dayanand SSS - ₹2,500/month for 60+/widow/disabled. Universal Goa. State-funded high amount.
Read Guide →Mizoram NLUP - ₹1 lakh per family for stable livelihood. Agro/horti/animal husbandry/handloom.
Read Guide →MaYDA Loan - up to ₹5 lakh for Manipur youth entrepreneurs. State subsidy + bank linkage.
Read Guide →Haryana PPP - family ID for ALL state schemes. Universal Haryana. Online apply. Aadhaar e-KYC.
Read Guide →Step-by-step guide to file ITR online for FY 2025-26 at the income tax e-filing portal. Free, takes 30-60 minutes.
Read Guide →GST registration online at gst.gov.in. Mandatory above turnover threshold. Free, paperless, 7-15 days.
Read Guide →Apply for TAN online for TDS deductions. Form 49B at NSDL. ₹65 fee.
Read Guide →Submit Form 15G (under 60) / 15H (60+) at bank to avoid 10% TDS on FD interest.
Read Guide →Claim ITR refund by filing ITR with excess TDS. Direct credit in 2-4 weeks.
Read Guide →File belated ITR after deadline with penalty. Available till Dec 31. After that ITR-U.
Read Guide →PAN-Aadhaar Link Status - free check. Mandatory for ITR + most banking. ₹1,000 if not linked yet.
Read Guide →ITR-2 - For salary + capital gains, multiple properties, foreign income/assets. NOT for business.
Read Guide →ITR-3 - For business/professional income, partner in firm. Detailed P&L + Balance Sheet required.
Read Guide →ITR-4 - Presumptive scheme. 8% (digital 6%) of turnover deemed income. Simple, no books required.
Read Guide →Form 26AS - shows all TDS/TCS deducted, advance tax, refunds. Required before filing ITR.
Read Guide →AIS - comprehensive financial transactions report (interests, dividends, MF, shares, property). Mandatory check.
Read Guide →Advance Tax - pay quarterly if total tax > ₹10,000. Avoid 234B/C interest penalties.
Read Guide →ITR Rectification under Section 154 - correct mistakes in processed ITR. 4-year window.
Read Guide →ITR Refund Reissue - request again if refund failed. Updates bank details. Re-credit attempted.
Read Guide →E-Verify ITR - mandatory after filing. 30-day window. Aadhaar OTP simplest. Without verification, ITR invalid.
Read Guide →Form 16 - TDS certificate from employer for salary. Mandatory annual document for salaried ITR.
Read Guide →Claim TDS/TCS credit in ITR via TDS schedule. Match Form 26AS exactly. Refund if excess.
Read Guide →GSTR-1 - monthly/quarterly outward supplies return. Sales reporting. Critical for ITC of buyers.
Read Guide →GSTR-3B - summary return with tax payment + ITC. Monthly (T/O > ₹5Cr) / Quarterly (QRMP). Critical compliance.
Read Guide →Cancel GST - business closure or below threshold. Free online. Final return GSTR-10 mandatory.
Read Guide →Form 15G/H - avoid TDS on FD/savings interest. Income < ₹2.5L (15G), ₹3L (15H). Annual.
Read Guide →Form 67 FTC - claim credit for tax paid abroad to avoid double taxation. With ITR.
Read Guide →GSTR-9 - annual GST return. Mandatory turnover > ₹2 crore. By 31 December next FY.
Read Guide →e-Way Bill - mandatory for goods transport > ₹50K. Inter-state always. Intra-state: state-specific.
Read Guide →GSTR-2A Reconciliation - match auto-generated vs books. ITC eligibility verification. Monthly.
Read Guide →Tax Audit 44AB - CA-conducted. Turnover > ₹1 crore (₹10 cr if digital > 95%). By 30 September.
Read Guide →IT Grievance - online complaint for refund/demand/processing issues. e-Nivaran portal. Free.
Read Guide →GST Registration - mandatory > ₹40L (₹20L NE). Free online. 7-15 days. PAN + Aadhaar.
Read Guide →Late GSTR-3B - ₹50/day late fee (₹20 NIL). 18% interest on tax. File ASAP. Penalty caps.
Read Guide →Our guides are written specifically for Indian users with current portal URLs, latest fee structures, and detailed step-by-step screenshots descriptions. We cover not just the process but eligibility nuances, common mistakes, and what to do after applying. Each guide tested for accuracy with official sources.