How to Apply for Mudra Tarun Loan ₹5-10 Lakh 2026

About This Guide

Mudra Tarun category: ₹5 lakh to ₹10 lakh for well-established small enterprises. No collateral via CGTMSE. Interest 9-15%. Tenure 5-7 years. Significant business expansion, asset purchase, working capital. Detailed project evaluation.

Eligibility Criteria

• Existing business 2+ years
• Indian citizen 18+
• Small enterprise
• PAN, GST mandatory
• Audited financials available
• CIBIL 700+
• Stable business

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

• Aadhaar, PAN
• Business registration
• GST certificate
• Audited financials 2 years
• Bank statements 12 months
• ITR 2 years
• Property documents
• Photo
• Detailed project report
• Quotations

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Key Benefits

• ₹5-10 lakh loan
• No collateral (up to ₹10L CGTMSE)
• Interest 9-15%
• Tenure 5-7 years
• Working capital + term loan
• Mudra Card
• Established business focus
• Top tier Mudra

What Happens After Application?

45-90 days approval. Maintain detailed books, GST compliance. After successful Tarun, graduate to MSME loans (₹10L+).

Frequently Asked Questions

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