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How to Register for ESIC (Employees State Insurance) 2026

ESIC registration for employees ≤ ₹21K/month. Health insurance for self + family. 1.75% deduction.

📁 Insurance ⏱️ 15-20 mins 💰 Free

About This Guide

Employees State Insurance (ESI) Scheme provides health and social security to employees. Mandatory for organizations with 10+ employees earning ₹21,000/month or below. Employee 1.75%, employer 4.75% contribution. Benefits: medical, sickness, maternity, disability, dependents.

Eligibility Criteria

Employee earning ≤ ₹21,000/month (₹25,000 disabled)
Working in factory/establishment 10+ employees
Apprentices included
Permanent and temporary covered

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

Aadhaar
PAN
Address proof
Date of birth proof
Photo
Family details
Bank account
ESIC Form 1 from employer

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Employer Registers Establishment

esic.gov.in. Get 17-digit Employer Code.

Employer Adds Employee

Employee added by employer in ESIC portal.

Form 1 Submission

Employer fills Form 1 with employee details.

IP Number Generated

10-digit Insurance Number for employee.

Receive ESI Pehchaan Card

Pehchaan Card with photo + family. Use at ESI hospitals.

Family Card

Spouse + children covered automatically.

Use Benefits

ESI hospitals/dispensaries free. Paid leave for sickness.

Online Services

Key Benefits

Free medical for self + family
Sickness benefit (70% wage)
Maternity benefit (100% wage 26 weeks)
Disability pension
Dependents benefit
Funeral expenses
Vocational rehabilitation
Super-speciality treatment

What Happens After Application?

Pehchaan Card 15-30 days. Use at ESI dispensary/hospital nearest. Family auto-covered. Until salary > ₹21K, ESI continues.

Frequently Asked Questions

Salary > ₹21,000?

No more ESI deduction. Existing benefits continue till end of contribution period. Must use private/employer health insurance.

Employer not registering?

Mandatory for 10+ employees. File complaint with ESI Regional Office.