💰

How to Pay LIC Premium Online 2026

LIC Online Pay - portal/app. UPI/NB/Card. Auto-debit option. Free. Receipt instant.

📁 Insurance ⏱️ 5-15 mins 💰 Free

About This Guide

LIC premium online payment via licindia.in OR LIC mobile app. UPI/Net Banking/Debit Card/Credit Card accepted. NACH auto-debit setup possible. Free for online (some convenience fee for credit). Instant receipt + premium credit. Pay multiple policies in one transaction.

Eligibility Criteria

LIC policy holder
Premium due
Aadhaar mandatory
Mobile registered
Bank account / Card / UPI

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

Policy Number
Aadhaar (helpful)
Bank account / UPI / Card
Mobile registered
Email

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Visit LIC Portal/App

licindia.in or LIC Mobile App.

Policy + Date of Birth + Mobile OTP.

Pay Premium

Section.

Choose Policies

Multi-policy possible.

Premium Amount

Auto-fetched.

Payment Method

UPI/NB/Card.

Submit

Bank/UPI redirect.

Authentication

OTP/PIN.

Receipt Instant

Email + SMS.

Policy Updated

Premium credited within 24 hours.

Auto-Debit Setup

NACH for future.

Key Benefits

Free online
Instant receipt
Multi-policy
Multiple payment methods
24/7 access
Auto-debit option
LIC mobile app
SMS/Email confirmation
No branch visit

What Happens After Application?

Receipt immediate. Policy update within 24h.

Frequently Asked Questions

Late payment?

Within 30 days grace: same. Beyond: late fee + interest. 6 months: policy lapses. 5-year revival window.