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How to Apply for Karnataka Yashasvini Health Insurance 2026
KA Yashasvini - ₹2 lakh health cover for cooperative members. ₹500/year (₹250 SC/ST).
📁 StateSchemes
⏱️ 15-20 mins
💰 ₹250-500/yr
Visit Official Portal →
About This Guide
Karnataka Yashasvini Cooperative Farmers Health Insurance Scheme provides ₹2 lakh annual cashless cover. Premium ₹500/year (Gen) or ₹250 (SC/ST). For members of registered cooperative societies (PACS, Milk Cooperatives, Fishermen Cooperatives). 800+ empanelled hospitals. Surgical procedures + emergency care covered.
Eligibility Criteria
- Karnataka cooperative society member (PACS/Milk/Fishery)
- 6+ months membership
- Aadhaar-cooperative linked
- Family unit (5 members)
- Indian citizen
Documents Required
Keep these documents ready before starting application. Missing documents = delayed approval.
- Aadhaar (all family)
- Cooperative membership card
- Premium payment receipt
- Photo
- Family details (5 members)
Step-by-Step Application Process
Follow these steps in order. Each step is critical - skip none.
Visit Cooperative
PACS/Milk Coop where member.
Apply Yashasvini
Through cooperative.
Pay Premium
₹500 (Gen) or ₹250 (SC/ST). Per family.
Use at Hospital
800+ empanelled in KA.
Cashless Treatment
Up to ₹2 lakh/year.
Key Benefits
- ₹2 lakh health cover
- ₹500/year affordable
- Cooperative members
- 800+ empanelled hospitals
- Surgical procedures
- Cashless
- KA-specific
What Happens After Application?
Card 30-60 days. Annual renewal.
Frequently Asked Questions
Combined with Ayushman?
Yes - Yashasvini + Ayushman + Arogyabhagya all combined for KA cooperative members.