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How to Apply for PM Kisan Maan Dhan Yojana (PMKMY) 2026

PM-KMY - ₹3,000/month pension at age 60 for small farmers. Premium ₹55-200/month based on entry age.

📁 Schemes ⏱️ 15-20 mins 💰 ₹55-200/month
Visit Official Portal →

About This Guide

PM Kisan Maan Dhan Yojana provides ₹3,000/month pension at age 60 to small/marginal farmers. Voluntary contributory scheme. Premium ₹55/month at 18 to ₹200/month at 40. Govt matches contribution. Apply at maandhan.in or CSC. ~5+ crore eligible. Spouse also pensioned.

Eligibility Criteria

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Visit CSC
Common Service Center near you. Or maandhan.in.
Aadhaar e-KYC
OTP + biometric.
Land Verification
Land record check ≤ 2 hectares.
Choose Premium
Auto-calculated based on entry age. ₹55 at 18 to ₹200 at 40.
Bank Mandate
Auto-debit setup from bank.
Sign Subscription Form
Co-contribution from govt confirmed.
Pension Account Number
12-digit PAN-style ID.
Monthly Auto-Debit
Premium auto-debited.
At 60 - Pension Begins
₹3,000/month direct credit.

Key Benefits

What Happens After Application?

Pension starts at age 60. Contribute monthly till 60. Govt co-contribution. Spouse continues 50% post-death.

Frequently Asked Questions

PM-KMY vs PM-SYM?
PM-KMY: small farmers (≤2 hectares). PM-SYM: unorganized workers (₹15K monthly income limit). Both ₹3,000/month at 60.
Already getting PM-KISAN?
Both compatible! PM-KISAN: ₹6,000/year now. PM-KMY: ₹3,000/month after 60.

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