How to Apply for Janani Suraksha Yojana JSY 2026

About This Guide

Janani Suraksha Yojana (JSY) under National Health Mission promotes institutional delivery. Cash incentive: rural ₹1,400 (mother) + ₹600 (ASHA), urban ₹1,000 (mother) + ₹400 (ASHA). Plus free delivery, C-section, transport, post-natal care at govt facilities. Combined with PMMVY ₹5,000 = ₹6,400.

Eligibility Criteria

• Pregnant woman in India
• Delivers at govt facility (or accredited private)
• BPL/SC/ST: any state
• APL: only Low Performing States (LPS)
• Aadhaar mandatory
• Bank account in mother name

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

• Aadhaar
• MCP card (mother + child protection)
• Bank passbook (mother)
• Photo
• BPL ration card (if applicable)
• Caste certificate (SC/ST)

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Key Benefits

• Cash incentive ₹1,000-1,400
• Free institutional delivery
• Free C-section if needed
• Free transport (108 ambulance)
• 48-hour post-natal care
• Combined with PMMVY ₹5,000
• Reduces maternal mortality
• ASHA support

What Happens After Application?

DBT within 7-15 days post-delivery. Combined with PMMVY = ₹6,400+. Plus free care. Best to register with ASHA early in pregnancy.

Frequently Asked Questions

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