👨👩👦
How to Claim EPS Family Pension After Death 2026
EPS Family Pension - spouse lifetime + children to 25. ₹1K-7.5K monthly typical. Form 10D.
📁 Banking
⏱️ 1-2 hours
💰 Free
Visit Official Portal →
About This Guide
EPS-95 Family Pension - paid to spouse (lifetime) + 2 children (until 25). Even if member died before retirement age. ₹1,000 minimum. Apply via EPFO portal joint option. 30-60 days processing.
Eligibility Criteria
- Spouse / Child of deceased EPS member
- Aadhaar mandatory
- PRAN of deceased
- Bank account (Aadhaar-seeded)
Documents Required
Keep these documents ready before starting application. Missing documents = delayed approval.
- Death certificate
- Member UAN
- Aadhaar (claimant)
- Marriage certificate
- Birth certificate (children)
- Bank passbook
- Form 10D
- PAN
- Family details (Form 11)
Step-by-Step Application Process
Follow these steps in order. Each step is critical - skip none.
Within 30 Days
Inform employer.
Visit Portal
unifiedportal-mem.epfindia.gov.in.
Form 10D
For Family Pension.
Submit Documents
Death cert + family details.
Aadhaar OTP
Authentication.
EPFO Verification
30-60 days.
Family Pension Begins
DBT to Aadhaar-seeded bank.
Spouse Lifetime
Pension till alive.
Children Up to 25
Or marriage.
Disabled Children
Lifetime.
Re-marriage Rule
Spouse stops if remarried.
Key Benefits
- ₹1K-7.5K monthly
- Spouse lifetime
- Children up to 25
- Disabled children lifetime
- EPFO-mediated
- Aadhaar-DBT
- Pre-retirement death covered
- Free claim
What Happens After Application?
30-60 days for first credit.
Frequently Asked Questions
Children adult time?
Up to 25 OR marriage. Disabled: lifetime.
Spouse remarriage?
Spouse pension stops on remarriage. Children continues.