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How to Buy Forex Card for International Travel 2026

Forex Card - multi-currency travel card. Better than cash + credit. ₹100-500 issuance. Quick online.

📁 Banking ⏱️ 30-60 mins 💰 ₹100-500 Issuance

About This Guide

Forex Card (Multi-Currency Travel Card) - prepaid card with foreign currencies loaded. Better than cash (theft risk) + credit card (forex markup 3-5%). 12-30 currencies supported. Online or offline buying. Banks (HDFC, ICICI, Axis, SBI) + RBL. ₹100-500 issuance. Reload possible. Refund balance on return.

Eligibility Criteria

Indian resident traveling abroad
Aadhaar mandatory
PAN
Visa proof (some banks ask)
Travel itinerary

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

Aadhaar
PAN
Passport (visa page)
Travel ticket (booking confirmation)
Photo
Application form
Bank account proof
Mobile registered

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Choose Bank

HDFC/ICICI/Axis/SBI/Yes Bank common.

Online OR Branch

Online: easier.

Apply Forex Card

Online application.

KYC

Aadhaar + PAN + Passport.

Currency Mix

Choose currencies + amounts.

Pay INR Equivalent

Bank uses spot rate + 0.5-1.5% markup.

Card Delivered

7-15 days OR same day at branch.

PIN Set

Online.

Use Abroad

POS/ATM/Online merchants.

Reload

Online before/during travel.

Refund

Unused balance reverse to INR on return.

Key Benefits

Multi-currency
Better than cash
Lower than credit card forex
12-30 currencies
Quick activation
PIN-protected
Reloadable
Refund on return
Online apply
7-15 days delivery

What Happens After Application?

7-15 days delivery. Same day at branch.

Frequently Asked Questions

Currency loaded - exchange rate locked?

YES - exchange rate at time of loading. Currency fluctuations don't affect till spent.