📜
How to Apply for Duplicate LIC Policy Bond 2026
LIC Duplicate Policy - lost/damaged. ₹250-500 stamp + indemnity. Online + branch. 30-60 days.
📁 Insurance
⏱️ 30-60 mins
💰 ₹250-500
Visit Official Portal →
About This Guide
Duplicate LIC Policy Bond for lost/damaged/stolen original. ₹250-500 stamp paper + indemnity bond + Form 3756 (Application for Duplicate Policy). FIR if stolen. 30-60 days. Online or branch. Required for: claims, surrender, loans against policy.
Eligibility Criteria
- LIC policy holder
- Original lost/damaged/stolen
- Aadhaar mandatory
- Premiums paid (active policy)
- Indian resident
Documents Required
Keep these documents ready before starting application. Missing documents = delayed approval.
- Aadhaar
- PAN
- Application Form 3756
- Indemnity bond (₹100-500 stamp)
- FIR (if stolen)
- Affidavit
- Photo
- Original payment receipts (if available)
- Premium payment proof
Step-by-Step Application Process
Follow these steps in order. Each step is critical - skip none.
Or Branch
Original branch.
Form 3756
Application for Duplicate.
Indemnity Bond
On stamp paper. Witnesses.
FIR (Stolen)
Police complaint.
Submit
Documents + indemnity.
Duplicate Policy Issued
Same policy number.
Use For Claims
Equivalent to original.
Key Benefits
- Original equivalent
- Online + offline
- Affordable
- 30-60 days
- Required for claims
- Lost/damaged covered
- Stolen with FIR
- Indemnity protects LIC + policyholder
What Happens After Application?
30-60 days for duplicate.
Frequently Asked Questions
Use without duplicate?
Difficult. Claims/surrender/loans need original OR duplicate. Apply asap if lost.