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How to Apply for PM Kisan Maandhan Pension 2026

PMKMY - ₹3,000/month farmer pension at 60. ₹55-200/month contribution. Govt match.

📁 Insurance ⏱️ 15-30 mins 💰 ₹55-200/month

About This Guide

Pradhan Mantri Kisan Maandhan Yojana (PMKMY) provides ₹3,000/month pension to small/marginal farmers from age 60. Contribution ₹55-200/month based on entry age (18-40). Govt matches 50%. Auto-debit from bank. Pay till 60. After death, spouse gets 50% (₹1,500/month).

Eligibility Criteria

Small/marginal farmer (cultivable land ≤ 2 hectares)
Age 18-40 at entry
PM-KISAN beneficiary preferred
Indian citizen
Not in EPFO/NPS/ESIC
Aadhaar-bank linked

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

Aadhaar
Land documents (RoR/Patta)
Bank passbook (Aadhaar-seeded)
Mobile registered
Photo
PM-KISAN ID (helpful)

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Visit Portal

maandhan.in or CSC.

Aadhaar OTP.

Choose PMKMY

For farmers.

Land Verification

PM-KISAN linkage auto-fetches.

Auto-Calculate Contribution

Based on entry age. ₹55 (18 years) to ₹200 (40 years).

Bank Mandate

Auto-debit setup.

First Contribution

Pay first installment. Receive Pension Card.

Monthly Auto-Debit

Continues till age 60.

At Age 60

Pension Payment Order. ₹3,000/month begins.

Spouse Benefit

After death, ₹1,500/month to spouse.

Key Benefits

₹3,000/month pension at 60
Govt 50% match
₹55-200/month contribution
Spouse benefit ₹1,500
Auto-debit convenience
Aadhaar-based
PM-KISAN integration
Lifetime pension

What Happens After Application?

Card immediately. Auto-debit continues. Pension at 60.

Frequently Asked Questions

Stop contributing?

Allowed but pension proportionally reduced. Contribute regularly for full ₹3K.