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How to Complete Mutual Fund KYC Online 2026

MF KYC Online - Aadhaar e-KYC. Free. Once-done, valid lifetime + all funds. Process via CAMS/Karvy.

📁 Banking ⏱️ 30-45 mins 💰 Free

About This Guide

Mutual Fund KYC online via Aadhaar e-KYC at CVL KRA / CAMS / Karvy. One-time process. Lifetime valid. Used across ALL mutual funds. Aadhaar OTP-based - 5-15 minutes. Bank account, PAN linked. Required before any mutual fund investment. Free.

Eligibility Criteria

Indian resident
Adult 18+
Aadhaar mandatory
PAN
Bank account
Mobile registered

Documents Required

Keep these documents ready before starting application. Missing documents = delayed approval.

PAN
Aadhaar
Bank account
Photo
Email
Mobile registered
Address proof

Step-by-Step Application Process

Follow these steps in order. Each step is critical - skip none.

Visit KRA Portal

cvlkra.com OR CAMS / Karvy / NDML.

KYC Apply

Online form.

PAN + Aadhaar

Both required.

Aadhaar e-KYC

OTP-based authentication.

Personal Details

Auto-fetched from Aadhaar.

Bank Linkage

Account number + cancelled cheque.

In-Person Verification (IPV)

Some KRAs require video call IPV. 5-10 minutes.

Submit

Acknowledgment.

KYC Status Check

CVL KRA → search by PAN.

KYC Number

Reusable across all funds.

KYC Active

Within 7-15 days. Sometimes immediate.

Key Benefits

Once-done lifetime valid
Free
Aadhaar e-KYC quick
Used across all funds
No paperwork
Online IPV option
CVL KRA centralized
Reusable
Quick activation

What Happens After Application?

KYC active 7-15 days. Then invest in any fund.

Frequently Asked Questions

Update KYC?

Address change: Update in Aadhaar + KYC. Other changes: contact KRA. Done online.