Central Government Schemes 2026 - 2,839+ Sarkari Yojanas

💧 WATER & SANITATION 🇮🇳 Central

PMKSY-WDC - Watershed Development

69 lakh hectares watershed

🏛️ Ministry of Rural Development

PMKSY-WDC (Watershed Development Component) under Department of Land Resources covers 69+ lakh hectares. ₹26,750 crore allocation. Each watershed project ₹15,000-22,000 per hectare. Activities: contou

📅 Since 2015

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🛠️ EMPLOYMENT 🇮🇳 Central

PMKVY - Rural Employment Linked

Rural Skill Development

🏛️ Ministry of Skill Development

PMKVY component focused on rural employment and self-employment.

📅 Since 2020

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🛠️ EMPLOYMENT 🇮🇳 Central

PMKVY 4.0 (Pradhan Mantri Kaushal Vikas Yojana)

Latest Phase of India's Largest Skill Mission

🏛️ Ministry of Skill Development

Latest version of PMKVY with focus on Industry 4.0 skills, AI, robotics, IoT.

📅 Since 2023

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🛠️ EMPLOYMENT 🇮🇳 Central

PMKVY 4.0 - 4th Phase Skill India

4+ crore certified - 1.4 cr placed

🏛️ Ministry of Skill Development

PMKVY (Pradhan Mantri Kaushal Vikas Yojana) 4.0 (2022-2026) builds on 3.0 success. 4+ crore certified cumulatively, 1.4 crore placed. Focus on emerging tech (AI, AR/VR, drones, EV, robotics, semicondu

📅 Since 2015

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🛠️ EMPLOYMENT 🇮🇳 Central

PMKVY Special Project for Vulnerable Groups

Skill Training for Special Categories

🏛️ Ministry of Skill Development

Special PMKVY projects for vulnerable groups - tribals, disabled, women.

📅 Since 2018

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🤝 SOCIAL WELFARE 🇮🇳 Central

PMMSY - Coastal/Marine Fisheries

Coastal Fisheries Development

🏛️ Ministry of Fisheries

PMMSY component for coastal/marine fisheries with deep-sea vessel subsidy.

📅 Since 2020

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🤝 SOCIAL WELFARE 🇮🇳 Central

PMMSY - Fisheries ₹20,050 cr

India 4th largest fish 16.25 MT

🏛️ Ministry of Fisheries

PMMSY (Pradhan Mantri Matsya Sampada Yojana September 2020) - LARGEST FISHERIES PROGRAMME India ever! ₹20,050 crore 5 years 2020-25. India's fish production 16.25 million tonnes 2023 (4TH LARGEST GLOB

📅 Since 2020

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🤝 SOCIAL WELFARE 🇮🇳 Central

PMMSY - Marine Capture Fisheries

Modernize Marine Fishing for Indian Fishermen

🏛️ Ministry of Fisheries

PMMSY component for modernizing marine capture fisheries with deep-sea fishing vessels.

📅 Since 2020

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🤝 SOCIAL WELFARE 🇮🇳 Central

PMMSY - Pradhan Mantri Matsya Sampada

₹20,050 cr - 70 lakh fishermen

🏛️ Ministry of Fisheries

PMMSY (Pradhan Mantri Matsya Sampada Yojana - May 2020) ₹20,050 crore - largest fisheries sector investment globally. 70+ lakh Indian fishermen + 30 lakh fish farmers. Components: aquaculture infrastr

📅 Since 2020

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👩 WOMEN 🇮🇳 Central

PMMVY - Maternity Benefit ₹6,000

4 cr beneficiaries - 1st child

🏛️ Ministry of Women and Child Development

Pradhan Mantri Matru Vandana Yojana (PMMVY since January 2017) - ₹6,000 maternity benefit (3 instalments: ₹1,000 pregnancy registration + ₹2,000 6-month ANC + ₹2,000 child birth-immunization + ₹1,000

📅 Since 2017

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💼 BUSINESS 🇮🇳 Central

PMMY MUDRA Kishor - Growth Phase Loan ₹50K-5L

When your small business is ready to scale

🏛️ Ministry of Finance

You started with Shishu, your shop runs profitably for 2-3 years, now you want a second outlet, more inventory, or a delivery vehicle. Kishor is for that growth stage - ₹50,000 to ₹5 lakh. Banks ask f

📅 Since 2015

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💼 BUSINESS 🇮🇳 Central

PMMY MUDRA Shishu - First Loan Up To ₹50,000

Where India's smallest entrepreneurs begin

🏛️ Ministry of Finance

Shishu is for first-time small entrepreneurs - kirana shop, tea stall, vegetable cart. Loan up to ₹50,000 with no collateral. Bank turnaround usually 3-7 days. Out of 41 crore MUDRA loans sanctioned t

📅 Since 2015

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💼 BUSINESS 🇮🇳 Central

PMMY MUDRA Tarun - Up to ₹10 Lakh + Tarun Plus ₹20 Lakh

Bigger dreams, bigger loan

🏛️ Ministry of Finance

Budget 2024 doubled MUDRA Tarun ceiling to ₹20 lakh - now called Tarun Plus. For established small entrepreneurs who repaid earlier MUDRA loans, this opens up serious capital. Examples: A clothing bra

📅 Since 2015

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🤝 SOCIAL WELFARE 🇮🇳 Central

PMRF + ANRF + Research India

₹1 lakh cr R&D corpus 50-yr loans

🏛️ Department of Science and Technology

PMRF (Prime Minister's Research Fellowship 2018) - ₹70-80K monthly + ₹2 lakh research grant for IIT-IISc PhD scholars! 5,000+ PMRF Fellows by 2024. ₹1,650 crore allocation. ANRF (Anusandhan National R

📅 Since 2018

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📚 EDUCATION 🇮🇳 Central

PMRF 2.0 - Enhanced Research Fellowship

₹80K-100K/Month for PhDs Phase 2

🏛️ Ministry of Education

Phase 2 of PMRF with enhanced stipends and broader eligibility for PhD students.

📅 Since 2024

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📚 EDUCATION 🇮🇳 Central

PMRF Phase 2 - Premium PhD

Enhanced PhD Fellowship Up to ₹80,000/month

🏛️ Ministry of Education

Premium PhD fellowship at top institutes - enhanced stipend.

📅 Since 2018

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🤝 SOCIAL WELFARE 🇮🇳 Central

PMSBY - Pradhan Mantri Suraksha Bima Yojana

₹2 Lakh Accident Insurance for ₹20/Year

🏛️ Ministry of Finance

Accidental death and disability insurance of ₹2 lakh at just ₹20/year.

📅 Since 2015

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🤝 SOCIAL WELFARE 🇮🇳 Central

PMSBY - Suraksha Bima ₹20/year ₹2 Lakh Cover

Cheapest accident insurance globally

🏛️ Ministry of Finance

PM Suraksha Bima Yojana (PMSBY) is mind-bogglingly cheap - ₹20/year for ₹2 lakh accidental death/disability cover. Premium auto-debits from bank account. 47+ crore enrollments. Claims paid: ₹14,000+ c

📅 Since 2015

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🔥 ENERGY 🇮🇳 Central

PMUY - Ujjwala Extended 10.3 cr

₹450 LPG cylinder subsidy

🏛️ Ministry of Petroleum

PMUY (Pradhan Mantri Ujjwala Yojana May 2016) - free LPG to BPL women. 10.3+ CRORE BENEFICIARIES (largest LPG distribution globally!). ₹16,000+ crore subsidy. PMUY 2.0 (Aug 2021 added 1.6 cr). ₹450/cy

📅 Since 2016

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🔥 ENERGY 🇮🇳 Central

PMUY 2.0 - Pradhan Mantri Ujjwala 2.0

Free LPG with First Refill & Stove

🏛️ Ministry of Petroleum and Natural Gas

Phase 2 of Ujjwala with free LPG connection, first refill, and stove.

📅 Since 2021

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👴 PENSION 🇮🇳 Central

PMVVY - Senior Citizen 7.4% Pension

LIC pension scheme for 60+

🏛️ Ministry of Finance

PMVVY (Pradhan Mantri Vaya Vandana Yojana) was 10-year LIC pension - 7.4% interest, ₹15 lakh max investment, ₹9,250/month max pension. Scheme closed for fresh enrollment March 2023 (post-rate cuts). 1

📅 Since 2017

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👩 WOMEN 🇮🇳 Central

POCSO + Child Protection

Stringent law for child sexual abuse

🏛️ Ministry of Women and Child

POCSO Act 2012 (amended 2019 - death penalty for child rape) governs child sexual abuse. POCSO eBox online reporting. 1098 child helpline (Childline). 1,500+ Child Welfare Committees, 600+ JJBs. Combi

📅 Since 2012

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👩 WOMEN 🇮🇳 Central

POCSO Act + Child Helpline

1098 - 1 cr+ children helped

🏛️ Ministry of Women and Child Development

POCSO Act (Protection of Children from Sexual Offences 2012 - amended 2019 death penalty for aggravated penetrative sexual assault on minors!) - protects under-18 from sexual offences. ₹500+ crore. Co

📅 Since 2012

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👩 WOMEN 🇮🇳 Central

POSHAN 2.0 - Anganwadi Modernisation

14 lakh anganwadis - 10 cr beneficiaries

🏛️ Ministry of Women and Child Development

POSHAN 2.0 (March 2021 - merged ICDS + POSHAN Abhiyaan + Anganwadi Services + Scheme for Adolescent Girls). 14+ lakh anganwadi centres. 10+ crore beneficiaries: pregnant-lactating mothers (1.7 cr), ch

📅 Since 2021

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